Say goodbye to fraud-related chargebacks and embrace effortless, PCI-compliant payments with Gala Technology's multi-award-winning Payment Request solution, SOTpay. We're the choice of businesses big and small across various sectors, from retail to financial services.
Pay by link with SOTpay protects your enterprise from 'Card Not Present' frauds, simplifies PCI DSS compliance, and slashes processing costs. With the added support for Open Banking - Account to Account payments, your customers enjoy a quick, few-click payment process, and you benefit from instant settlements.
Embrace the simplicity of SOTpay. As a cloud-based technology, SOTpay allows swift and economical deployment. Merchants can access our platform on any device and process card or Open Banking payments in seconds using the pay by link feature.
Here's how it works:
How does SOTpay Payment Request work?
SOTpay is a cloud-based technology, ensuring swift and cost-effective deployment. Merchants can login to our platform on the PC, laptop, mobile device or tablet and send and receive card or Open Banking payments in seconds.
The Payment Journey
Step 1: Generate the Payment Request for either a card payment or an account-to-account payment, via Open Banking.
Step 2: Send the branded Payment Request via email, SMS, electronic invoice or into any digital channel such as webchat and social media.
Step 3: You can choose to have real-time visibility of the payment progress whilst remaining in dialogue with the customer or just simply program the system to let the agent/business know when payment is complete.
Step 4: Receive the settlement of the funds via your merchant account/acquirer as normal.
SOTpay Payment Request Features
Branded Payment Requests:
Generate the Payment Request for either a card payment or an account-to-account payment, via Open Banking.
Acquirer & Gateway Agnostic:
Our solution has been built to be flexible - thus connecting to over 100 payment gateways and acquirers, allowing swift deployment alongside your existing infrastructure.
Open Banking Capabilities:
SOTpay supports the latest payment technology including Open Banking, which enables merchants to request and accept account-to-account payments in a few simple clicks.
Unlimited Accounts & Users:
We do not believe in charging you extra for additional licenses or users. You can have unlimited accounts and users, with defined permission levels to put in controls to suit your business.
Attended or Unattended Links:
Our flexible platform allows the business to dictate whether they want real-time visibility of the transaction journey progress or simply receive email updates when payments are completed.
Comprehensive Reporting:
The SOTpay reporting platform gives you real-time update and visibility of the progress of payments, so you know when your customers have received the link, engaged and paid.
Comprehensive and detailed reports are also available and exportable to support reconciliation.
Bulk Payments:
Another option for businesses, is to simply upload a CSV file in our platform where it will send numerous links out to numerous people in one go.
Post Transaction Features:
SOTpay Payment Request has the ability to support Card On File and Tokenisation, enabling the business to process subsequent adhoc payments or set up automatic recurring or scheduled payments, whilst remaining compliant to PCI DSS.
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